BANKRUPTCY SERVICES

Our attorneys have substantial federal court experience in handling bankruptcy matters. For creditors seeking to protect their accounts from liquidation or any impairment in value, it is vital to secure skilled representatives who understand your interests and how to advocate for them through the most effective available means. At Harmon Law Offices, P.C., we offer our clients representation which is backed by the depth of experience that our clients need.

FOCUSED ON CREDITOR NEEDS

We are focused solely on protecting creditors’ rights in the bankruptcy process. Our firm has the professionalism, experience, talent and skill to offer our clients the protection in the bankruptcy process that they deserve. We stay on the forefront of developments in bankruptcy law and legal technology to ensure that our clients’ interests are receiving the most sophisticated and effective advocacy.

We assist creditors with all bankruptcy chapters handling representation issues, including:

• Adversary complaints
• Motions for relief from stay
• Proofs of Claim
• Objections to the plan
• Cram downs
• Appeals

LITIGATION SERVICES

When financial institutions are facing the possibility of litigation to protect their assets and investments, it is important to have the representation of a law firm that has the necessary default related experience as well as the experience and skill in the courtroom. It is also important that the firm you choose to protect your interests has the capacity to effectively meet your needs both in federal and state trial courts and, if necessary, on appeal.

FOCUSED ON CREDITOR NEEDS

Our firm is focused exclusively on serving the needs of creditors. We represent the interests of banks and other financial institutions that are in need of representation that will meet their litigation goals. We represent the interests of our clients in a wide range of matters, including:

• Defending wrongful foreclosure claims
• Defending requests to enjoin foreclosures
• RESPA (Real Estate Settlement Protection Act)
• Responding to consumer protection claims (Chapter 93A)
• FDCPA (Fair Debt Collection Practices Act)
• Truth in lending suits
• Municipal code violation complaints
• Title curative issues

Our depth of experience in all of the jurisdictions that we service and the scale of our firm allow us to offer very competitive rates without making any sacrifices on representation quality. We rely on:

• The latest legal technology to manage our cases
• Training programs that ensure that our attorneys and staff have mastered the processes and the law in the areas in which they practice
• Unsurpassed knowledge in our areas of practice

FORECLOSURE SERVICES

Proper execution of foreclosures is critical to the effective operation of lenders and servicers that are holding delinquent mortgages. The process can be complicated. Errors in the process can cause costly delays that can create challenges in individual cases and impact operations overall.

Banks and other financial institutions are often required to comply with certain timelines and industry standards. The attorneys of Harmon Law Offices, P.C., offer comprehensive representation to clients in need of efficient and effective foreclosure operations that adhere to the foreclosure process timelines, laws and that meet client and industry compliance requirements.

FOCUSED ON CREDITOR NEEDS

Our firm is technologically and substantively at the forefront of foreclosure representation. We have the staff and the infrastructure to be able to fully meet our clients’ foreclosure needs.

We offer our foreclosure services clients a number of advantages, including:

• Unsurpassed knowledge base
• Utilization of the latest legal technology to manage our cases and ensure all points on the relevant timelines are met
• Robust training programs that provide our attorneys and all levels of staff with the knowledge and experience they need to create positive results for our clients

REO CLOSINGS

REO properties result from completed foreclosures or deeds in lieu of foreclosure that could not otherwise be diverted back into performing assets. When it is necessary to complete a foreclosure, the next step for the bank or financial institution to mitigate its loss is to reclaim as much value as possible from the sale of REO properties.

ONE PRICE, NO UNEXPECTED CHARGES

Our firm understands the value REO properties represent to our clients, and we have the skills, experience and the capabilities to provide the solutions they need to assist you in converting these assets. At Harmon Law Offices, P.C., we offer our comprehensive REO closing services to any party that needs to sell a repossessed property as quickly and efficiently as possible. We handle routine REO closings for a fixed fee. so that there are no unexpected charges that will be tacked on.

FOCUSED ON CREDITOR NEEDS

We are able to meet our clients’ REO closing needs because our firm is focused exclusively on helping creditors protect their investments and their rights in today’s complex debt recovery landscape. The strengths our firm offers to its clients include:

• Depth of knowledge
• Professional and ethical handling of your matters
• Relying on the latest legal technology to assure effective case management
• Sufficient qualified staff and attorneys who know how to handle the the unique issues presented by
• REO closings

LANDLORD/TENANT SERVICES

When it becomes necessary for banks and other financial institutions to repossess a property, they may be faced with the prospect of a new tenancy or if needed evicting the former owners or tenants from the property prior to an REO sale. This scenario can create difficulties that need to be handled expeditiously. Current tenants and former owners can cause delays in sales and complicate matters in other ways. Removal of current occupants needs to be efficient while following the jurisdiction specific legal requirements regarding post-foreclosure evictions.

At Harmon Law Offices, P.C., we offer creditors experienced representation that is able to create effective solutions to the challenges created by the above-described post foreclosure scenarios.Our attorneys and staff have the skill, experience and training to be able to address complex issues and create results for our clients at the trial level as well as on appeals. We have a record of creating favorable legal precedents in the area of landlord/tenant law.

FOCUSED ON CREDITOR NEEDS

Our firm’s focus on meeting creditor needs has allowed us to build an exceptional internal structure of staff and attorneys who are able to provide the comprehensive representation banks need when they repossess property that has former owners or their tenants. Factors that allow our firm to meet our clients’ needs regarding landlord/tenant issues include:

• Superior knowledge on the subject
• Familiarity with the individual jurisdictional requirements
• Using up-to-date legal technology to help us effectively manage our clients’ needs
• Exceptional training programs that assure that all staff and attorneys have mastered the areas of law in which they are working